Financial Aid Availability for Graduate Education

There are three basic types of financial aid for graduate education:

  1. Title IV federal student loans
  2. Institutional grants and scholarships
  3. External scholarships

Most of the schools on IWS’s list of competitor schools offer a combination of federal student loans and
institutional aid. Just three, including IWS, B.H. Carroll, and New Orleans Baptist, only offer institutional aid and do not participate in federal financial aid or federal student aid (FAFSA).

Why IWS does not participate in Title IV federal student loans:

  1. IWS intentionally keeps tuition and fees very low in comparison with other ATS-accredited programs. In doing so, we help students avoid the significant level of student loan debt that is a significant issue in the United States. Federal funds for graduate studies are limited only to loans, which, of course, have to be repaid.
  2. Not participating in Title IV federal student funding greatly simplifies the application process and contributes significantly to keeping our tuition low.
  3. Third, not participating in Title IV federal student funding avoids governmental influence that can, at times, undermine IWS’ positions and commitments on issues of Christian behavior, orthopraxy, morality, and ethics.

What type of financial aid availability IWS does offer:

  • Grants, scholarships, and payment plans
  • Military and Veterans aid, up to 50% off tuition available
See the chart below for a comparison of financial aid that IWS offers versus the types of financial aid that our competitor schools offer:
College/UniversityInstitutional Financial Aid / ScholarshipsFederal Financial Aid AvailableMilitary / Veterans Aid Available
Robert E. Webber Institute
for Worship Studies
Baptist College of FloridaYesYesYes
B.H. Carroll Theological InstituteYesYesNo
California Baptist UniversityYesYesYes
Cedarville UniversityYesYesYes
Dallas Baptist UniversityYesBGCT & Baptist-affiliated scholarships available.Yes
Fuller SeminaryNoYesYes
Lee UniversityYesYesYes
Liberty UniversityYesYes$275-300/hour
New Orleans Baptist Theological SeminaryYesNoYes
North Central UniversityYesYesYes
Seattle Pacific University (Seattle Pacific Seminary)YesYesYes
Southeastern Baptist Theological SeminaryYesYesYes
Southern Baptist Theological SeminaryYesYesYes
Southwestern Baptist Theological SeminaryYesYesYes
Trevecca Nazarene UniversityYesYesYes
Visible Music CollegeYesYesYes
World Mission UniversityYesYesYes
Find more information on IWS’s financial aid process here and compare the cost of worship studies degrees from IWS and other schools here.

About the author

Dr. James R. Hart served as President of the Robert E. Webber Institute for Worship Studies from 2007-2024. Dr. Hart was a member of the first IWS doctoral class, the Alpha class, and served as Dean of Students during his matriculation. After graduating from IWS, Dr. Webber appointed him as the Dean of Administration, and then Provost in 2006. In June of 2007, he was inaugurated as the second president of IWS. Dr. Hart holds a B.M. in Sacred Music from Oral Roberts University, an M.M. in Trumpet Performance from the University of Tulsa, and a D.W.S. from the Institute for Worship Studies. He was critical to the formation of IWS in Florida and has held administrative responsibilities since its inception in 1999. He is a professional trumpeter, choral director, and worship leader, and a published composer/arranger, songwriter, and author. He has been involved in worship leadership in various contexts around the globe for over 40 years and has taught in the areas of worship, theology, and music in various conferences, colleges, and seminaries. Dr. Hart and his wife, Carol, have three daughters and three grandchildren.